I am Tammie Charbono-Julian, a seasoned real estate expert with over 25 years of experience, currently serving clients with Coldwell Banker Realty. Originally from Southern California, my career has taken me across multiple states, including Oklahoma, Arizona, and New York, where I honed my skills and built a thriving business. Since relocating to Panama City Beach in 2019, I’ve been proud to bring my extensive expertise to serve the local community. I specialize in guiding first-time homebuyers, military members, and seasoned investors, navigating every step of the buying and selling process with dedication and care.

Beyond my professional accomplishments, I am deeply committed to my community and industry. I actively participate in the Central Panhandle Association of Realtors (CPAR), contributing to initiatives like the Communications Committee, Habitat for Humanity Task Force, and the Women’s Council of Realtors. I also hold several designations, including Military Relocation Professional, Florida Military Specialist, C2EX, GRI, and Leadership Academy Graduate. My mission is to help my clients achieve their real estate dreams while fostering trust and long-term relationships.

Elected Humanitarian of the year 2023